In this document the words “we”, “us”, “our” refer to Title Loan Depot Website: http://www.titleloandepot.com/ and any of its affiliates, agents, service providers, or assignees. The words “you” and “your” mean you, the individual identified on the loan or credit application or request for financing options that you have submitted to Title Loan Depot and any of its affiliates (the “Request”).
AUTHORIZATION AND CONSENT
You agree that as part of any account administration (if you successfully obtain a loan from us) and otherwise in conjunction with the services you have requested, we, our agents, affiliates, employees, attorneys, third party collectors, subsequent creditors, or loan servicing companies may: (a) monitor and record telephone calls to assure the quality of our service or for other reasons; (b) contact you through the use of email, telephone calls and/or SMS text messages to your mobile, home or work phone numbers, as well as any other phone number you have provided in connection with your account and/or application, including through the use of automated methods such as automatic telephone dialing systems, auto dialers, or artificial or prerecorded messages (each a “Communication”) as necessary to service your account, including, but not limited to, to notify you regarding your account, collect any amounts you owe, resolve customer disputes, and as otherwise necessary to service your account with us; (c) include your personal information in a Communication as permitted by law; and (d) always communicate with you in any manner permissible by law that does not require your prior consent. Some of these Communications may result in charges to you from your third party service providers. You understand that consent to account-related text messages (“account texts”) is not a condition of obtaining credit or other services from us. You may withdraw your consent from account texts at any time by replying STOP at any time to any account text received from us, or by emailing us at firstname.lastname@example.org or calling (380) 867-0799
By providing your mobile phone number to us, you have provided consent to send you texts in connection with your account, and this SMS Policy will apply.
Car title loans are fast and simple and you get money now! We will get you a loan on your car title.
www.titleloandepot.com is not a lender or lending partner. It does not make loans of any type, and does not make any credit decisions. The website collects personal information provided by you and share it with its network of lenders as well as marketing partners. Providing your information on the website does not guarantee you will be approved for a loan or credit product. This service and lenders are not available in all states. In some cases, you may be connected with a tribal lender.
Tribal lenders are subject to tribal and certain federal laws only while other lenders are also subject to state law including usury caps. By submitting your application, you acknowledge, agree, and authorize that (a) your information may be shared with third-party marketing partners and lenders in our network, and (b) such lenders may obtain consumer reports and related information about you from one or more consumer reporting agencies, such as TransUnion, Experian and Equifax to evaluate your creditworthiness. If you have any questions about your loan, please contact your lender directly.
(a) Loan approval is subject to meeting the lender’s credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan. (b) Form Inquiry processes could take five (5) minutes to complete. Upon completion, a conditional approval may be given pending review of documentation. Funding time is based on the time from final approval following receipt and review of all required documents and signing.
Title Loan lenders are usually licensed by the State in which you reside. You should consult directly with these regulatory agencies to make sure your lender is licensed and in compliance. These agencies are there to protect you and we advise making sure any lender you receive money from is fully licensed.
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